Novato highlight
Strong residential character
Novato has a well-established residential community with owner-occupied homes dating back to post-World War II expansion, and continues to attract families seeking stable neighborhoods.
Novato's residential foundation was built during and after World War II, when tract homes were constructed to house workers and returning servicemen. That pattern of growth left an imprint: neighborhoods of single-family homes with consistent character, where people stay for decades. The city's eastern neighborhoods near Highway 101 developed with denser residential areas, while southwestern Novato has more rural and mountain-adjacent residential pockets. Architectural styles range from post-war suburban homes to mid-century tract designs to contemporary additions.
According to the 2020 census, 66.1% of Novato households are owner-occupied, compared to 33.9% renter-occupied. The average household has 2.53 people, with 25.6% of households being single-person households. This demographic mix—families with children, single homeowners, couples, multi-generational households—reflects Novato's appeal as a stable place to live over time. Schools, shopping, and services are distributed throughout the city, and the combination of proximity to Highway 101 and local neighborhood character continues to draw people.
A home in Novato represents years of equity, effort, and the life you've built there. So do the people who depend on you—your family, your mortgage lender, anyone whose financial security is tied to your paycheck. Term life insurance is the mechanism that protects all of it. You choose the amount and the years, then you know that if something happens, your family's home, education plans, and future are covered. That's the foundation of the planning most households need.